Empowering You To Protect What Matters Most.

Secure your family's future with life insurance solutions guided by experienced and licensed broker Willie R. Smith.

Built on the principles of Proverbs 11:1 – honest and reliable protection

Why Choose I PROTECT YOU LLC?

Navigating life insurance can be complex. At I PROTECT YOU LLC, you work directly with Willie R. Smith (NPN: 21159893), a dedicated and licensed broker committed to simplifying the process. Guided by the wisdom of Proverbs 11:1, Willie is committed to providing honest and accurate solutions that truly protect what matters most to you and your loved ones.

Direct Access to Willie R. Smith

Work one-on-one with a seasoned expert who understands your needs and is dedicated to your financial well-being.

Integrity-Driven Guidance

Our foundation is built on truth and transparency, ensuring you get the right coverage without compromise, personally overseen by Willie.

Personalized Solutions

Willie takes the time to understand your unique situation and recommends policies tailored specifically to your needs.

Comprehensive Protection

From immediate needs to long-term legacy planning, Willie offers a full range of life insurance options.

Meet Willie R. Smith: Your Trusted Life Insurance Broker

Hello, I'm Willie R. Smith, the founder and sole broker behind I PROTECT YOU LLC. My mission is simple: to empower you with the knowledge and the right insurance products to protect your family and your legacy. With a commitment to integrity, as inspired by Proverbs 11:1, I strive to provide transparent, honest, and personalized guidance.

I understand that life insurance is not just a policy; it's a promise to your loved ones. I am here to help you navigate your options with clarity and confidence.

Professional Credentials

National Producer Number (NPN): 21159893

Licensed In:

Georgia (GA)

Texas (TX)

South Carolina (SC)

Ohio (OH)

Virginia (VA)

New Mexico (NM)

Arizona (AZ)

California (CA)

Washington (WA)

Willie R. Smith

Licensed Life Insurance Broker

"Protecting families is not just my profession—it's my calling."

Find the Right Protection for Your Future

Willie R. Smith offers a variety of life insurance solutions designed to fit different stages of life and financial goals. Click on each type to learn more: 

Whole Life

Whole Life: Lifetime Coverage, Guaranteed Growth

Provides lifelong coverage with a guaranteed death benefit and a cash value component that grows over time. Offers stability and predictable premiums, personally guided by Willie R. Smith.

  • Guaranteed Death Benefit
  • Cash Value Accumulation
  • Level Premiums for Life
  • Loan Opportunities Against Cash Value

Universal Life

Universal Life: Flexible Coverage for Evolving Needs

Offers more flexibility than Whole Life, allowing you to adjust premiums and death benefits. Indexed Universal Life (IUL) policies offer cash value growth tied to market indices, explained clearly by Willie.

  • Flexible Premiums
  • Adjustable Death Benefit
  • Cash Value Growth Potential (often tax-deferred)
  • Option for Indexed Growth (IUL)

Final Expense

Final Expense: Peace of Mind for End-of-Life Costs

Designed to cover funeral costs, medical bills, and other final expenses, alleviating the financial burden on your loved ones during a difficult time. Willie can help you find a plan that's often easier to qualify for.

  • Covers Funeral and Burial Costs
  • Simplified Underwriting (often no medical exam)
  • Guaranteed Acceptance (for some policies)
  • Provides Financial Relief for Family

Term Life

Term Life: Affordable Protection for a Specific Period

Provides coverage for a defined period (e.g., 10, 20, 30 years). It's an affordable way to ensure your family is protected during critical years, such as raising children or paying off a mortgage, with Willie's expert advice.

  • Affordable Premiums
  • Coverage for Specific Time Periods
  • Simple and Straightforward
  • Ideal for Temporary Needs

Your Path to Protection in 3 Simple Steps

Willie R. Smith makes getting the right life insurance straightforward and transparent.

Discover Your Needs

Connect directly with Willie R. Smith to discuss your family, financial goals, and what you want to protect. He'll listen carefully to understand your unique situation.

Secure Your Future

Once you're confident in your choice, Willie will personally guide you through the application process quickly and efficiently, putting your protection in place.

Personalized Recommendation

Based on your needs, Willie will present tailored life insurance options from trusted carriers, explaining each one clearly and answering all your questions.

What Our Clients Say About Working With Willie R. Smith

Not Sure Which Coverage Is Right for You?

Take our quick 5-minute quiz to find out which life insurance policy could be the perfect fit. It’s fast, easy, and designed to help you make a confident choice—no pressure, just guidance.

Get Your Free, No-Obligation Quote

Take the first step towards securing your family's future. Fill out the form, and Willie R. Smith will personally reach out to discuss your needs and provide a tailored life insurance quote.

Your Privacy Matters

By submitting your information, you agree to be contacted by Willie R. Smith of I PROTECT YOU LLC by phone (including automated and prerecorded calls), email, or text message at the number and email provided, even if you are on a Do Not Call list. Consent is not required to make a purchase. Message and data rates may apply.

Ready to Protect What Matters Most?

Connect directly with Willie R. Smith to get your personalized life insurance quote today.

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